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banking industry can contribute to the efficiency of the capital formation process in the US in a manner consistent with the purposes of the Glass-Steagall Act. 20 The banker went on to say that this could be achieved by providing advisory services to companies and channels to the markets for customers seeking investment opportunities. Citibank could either work through the act, which seemed improbable, or the law was irrelevant to the new environment it was trying to fashion. Experience suggested the latter. Citicorp s experience in New York convinced it that it had enough clout to break down barriers elsewhere. In the early 1980s, New York State still had usury laws on its books, limiting the amount of interest that lenders could charge customers on loans. The problem with these laws was that the loan rates could actually be lower than the interest rates paid on deposits and CDs in the new deregulated environment. If the situation persisted, banks would lose heavily. Citicorp actively lobbied New York to abolish its usury laws, to no avail. Then it discovered another state that proved more receptive to its plans. Citicorp officials persuaded officials in South Dakota to roll back their usury law in return for a subsidiary to be opened in the state. The potential employment caused South Dakota to proceed quickly and comply with the request. The subsidiary embraced Citicorp s credit card operations, which could charge any interest rate customers would bear without fear of violating usury ceilings. In the wake of the experience, New York also capitulated and removed its own usury laws, proving to critics that big banks had a distinct advantage in using political clout.

the assignment of slots for uplink and downlink. This could result in a blocking probability higher than shown in these results. There were not yet enough active users to derive a model from the measurements, so we used the ITU recommendations (ITU P59 1993) to build a one-way communication model for PoC services. Using this model we derived the minimum number of parallel channels for different user groups and plotted the result in Figure 15.16. With further monitoring and a growing popularity of this service we can adapt our MATLAB script to the datasets measured.

where m is the refractive index of the mth section and (in reciprocal metres) by the expression:

zi zR jzI and ni nR jnI , where zR A cos (w0 1)=c x(i) cos a f and i i i i i zI A sin (w0 1)=c x(i) cos a f , respectively. i Then, the log-likelihood function can be written as [18] log p( yjA, f, a) ln 1 1 2 (y z)H (y z), 2s (2p)N s2N (3:7)

Like global elements, global attributes are created by declarations that are children of the <xsd:schema> element. Once declared, a global attribute can be referenced in other declarations by means of the ref attribute.

13.2 Real Communication is `Asymmetric' and `Bursty'

A lot of research has focused on mutually coupled lasers, either subjected only to mutual injection, or subjected to mutual injection and optical feedback from an external mirror [106 117]. When the lasers are subjected only to their mutual optical injection and have dissimilar intensities, their coupling strength may be asymmetric, and in this case, Hohl et al. [106] found that the coupled lasers exhibit a form of synchronization which is characterized by small oscillations in one laser, and large oscillations in the other. Heil et al. [109] have found that two mutually coupled lasers may exhibit subnanosecond synchronized chaotic dynamics, in which a leading laser synchronizes its lagging counterpart.

and 27 31 for TDD), these can be split among the countries for example as shown in Table 11.8. It will be possible to define detailed division of codes among the concerned countries by using the above specified code grouping, as recommended by CEPT. Tables 11.9 and 11.10 show the recommended code usage along the borders of a selected European country (in this case for Poland) for both FDD and TDD operation. The above proposals should serve as the basis for cross-border coordination agreements between the different European countries.

Attachment unit interface (AUI) A 15-pin interface between an Ethernet network interface card and a transceiver.

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